Permit Validation
ZestyAI uses advanced AI technology to analyze building permits and identify those related to completed re-roofing projects.
Roof Age
Pinpoint the Age of Every Roof
Leverage the power of artificial intelligence (AI) to analyze both building permits and historical aerial imagery, providing unmatched confidence in your underwriting and rating decisions.
Roof claims are the leading driver of insurance losses
↳ In the Past
Homeowner or agent-provided information and visual estimates from inspectors led to unreliable roof age data.
↳ Today's Roof Age
Verified data from both building permits and historical imagery offer nearly 100% coverage and high accuracy.
One Third of Homeowners Don't Know Their Roof's Age
Yet many carriers continue to rely on policyholder-provided data to assess roof age. ZestyAI Roof Age offers a new solution using verified data from both building permits and historical imagery. This unique approach allows us to determine the age of each roof across with high accuracy across the contiguous US.
The Roof Age Advantage
Achieving Unmatched Accuracy in Risk Management
Roof claims, costing insurers an estimated $19B annually, are the leading cause of property insurance losses. Discover a groundbreaking AI-approach to roof age validation that provides leading insurers with unparalleled accuracy, poised to enhance your underwriting and rating decisions. Gain insider knowledge!
- The hidden truths behind roof-related claims
- ZestyAI's pioneering approach to roof age analytics
- How to apply AI-driven data insights across your entire portfolio
- Enhancing risk selection & optimizing pricing strategies
- Streamlining inspections & operations
- How leading carriers are improving risk selection & lowering combined ratios
The Most Comprehensive and Reliable Picture of Roof Age
Available for Both Personal and Commercial Lines
Imagery Validation
ZestyAI gathers high-resolution aerial photos of the property spanning the past 20 years and applies state-of-the-art image analysis techniques to distinguish roof replacements from other changes.
Visual Age Estimation
If building permits and historical aerial imagery are not available, ZestyAI analyzes the most recent high-quality aerial image of the property. By combining roof quality, material, and climate data, ZestyAI estimates the roof's current age.
Adopted By Leading Insurers
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“ZestyAI’s Roof Age solution was a clear choice for us due to its solid coverage length of historical imagery. By leveraging both building permit data and aerial imagery, we gain added confidence in our underwriting and rating decisions.”
Hank Narvaez
Vice President of Personal Lines Product Development
Donegal
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"ZestyAI's comprehensive property insights and roof age solution stood out, offering the precision and scalability we need to grow our business in Texas year over year and maintain low prices for our members through underwriting excellence."
Johnathan Yazdani
President and CEO
THORE Insurance
Benefits
The Most Accurate, Comprehensive Roof Age Product
- Enhance risk selection
- Improve product fit
- Increase premium capture
- Optimize inspections