ZestyAI, the leader in AI-powered property and climate risk analytics, today announced a partnership with THORE Insurance, a Texas-based company.
"After evaluating several options, ZestyAI was the clear choice for our underwriting needs," said Johnathan Yazdani, President and CEO of THORE Insurance. "Far too often, our industry suffers preventable, foreseeable losses and chalks it up to a cost of doing business. No more. Zesty's comprehensive property insights and roof age solution stood out, offering the precision and scalability we need to grow our business in Texas year over year and maintain low prices for our members through underwriting excellence."
"Their data-driven insights and depth of 40+ property features made the decision easy for us, and we’re confident ZestyAI will be a key partner as we build for the future."
ZestyAI’s Roof Age insights, derived from building permits, aerial imagery, and advanced AI analysis, provide 97% data coverage across the U.S., addressing inaccuracies in self-reported roof data. Recent research shows that 15% of roofs are at least eight years older than reported, highlighting the need for reliable, data-driven solutions. The Digital Roof™platform uses AI-generated 3D analysis to assess roof attributes like condition, complexity, and potential failure points, while Z-PROPERTY™ Location Insights identifies property features such as vegetation overhang, swimming pools, and solar panels. Together, these capabilities deliver deeper insights to refine risk assessment and pricing.
“In addition to their appetite for innovation, THORE’s leadership clearly communicated a vision to serve Texas homeowners with fairly-priced, best-in-class insurance products,” said Sebastian Kasza, Director of Strategy and Business Development at ZestyAI.
Leveraging AI-powered, property-specific insights in underwriting and pricing is the best way that a carrier can achieve that ambition sustainably.
We are thrilled to partner with Jonathan and his team as they serve the Texas insurance market.”